short 3) The Biggest Money Mistake You’re Making

 

You are literally throwing money away and don't even know it. The biggest money mistake Gen Z makes isn't overspending on coffee or clothes — it's keeping every single dollar sitting dead in a regular savings account earning almost nothing while inflation quietly eats it alive. You're "saving" but you're actually getting poorer every month. That money needs to be working for you — index funds, high-yield savings, something. The people building wealth at 22 aren't making more than you, they just stopped letting their money rot. Every month you wait is money you're handing over to do nothing. You don't need to be rich to start investing. You need to stop pretending a savings account is a financial plan. Open a brokerage account today. Even $20 a week invested consistently will beat a lifetime of "I'll start when I have more money." Stop waiting. The cost of doing nothing is higher than any mistake you're afraid of making.

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